MLO Continuing Education
After the first license renewal cycle, Mortgage Loan Originators must complete MLO continuing education hours. Our online self-paced CE courses are fully approved by the NMLS for 2026 MLO license renewals.
2026 CE Online! 8-hours $69 Self-Paced Video Courses
Our 7-hour Core Course + the 1-hour State Specific/General Elective Meets All 2026 Required Continuing Education Requirements for the Following States:
State Specific Electives: Arizona, California – DFPI, California – DRE, Florida, Georgia, North Carolina, more coming soon…
General Elective Approved for: Alabama, Alaska, Arkansas, California – DRE, Colorado, Delaware, Illinois, Indiana – DFI, Indiana – SOS, Iowa, Kansas, Louisiana, Maine, Michigan, Mississippi, Montana, Nebraska, Nevada, New Hampshire, North Dakota, Ohio, Oklahoma, Puerto Rico, South Dakota, Tennessee, Texas – OCCC, Texas – SML, Utah – DFI, Vermont, Virgin Islands, Virginia, Wisconsin, Wyoming.
NMLS Approved 8-hour Continuing Education MLO Course Combo
This is the course combo needed to renew your mortgage loan originator license in 2026 for the following states: AL, AK, AZ, CA – DFPI, CA – DRE, CO, DE, FL, GA, IL, IN – DFI, IN – SOS, IA, KS, LA, ME, MI, MS, MT, NC, NE, NV, NH, ND, OH, OK, PR, SD, TN, TX – OCCC, TX – SML, UT – DFI, VT, VI, VA, WI, WY.
- 7-Hour Approved Federal Core Course #18551
- 1-Hour State Specific or General Elective Course
- Next Day NMLS Hours Reporting Included Free
- Online Self-Paced Course
- E-textbook Included
- Unlimited Phone & Email Support
- Fully Updated for 2026 Renewal
Additional, 1-hour State Specific CE Courses for 2026 are coming soon and will be sold for $10 each.
A NEW CE Course MUST be Completed Each Year
This is a brand new mortgage loan originator training program for 2025 Renewals. The course provides mortgage professionals with the legal knowledge, ethical standards, and product expertise to navigate today’s lending environment with confidence and integrity.
8-hour Continuing Education MLO Course Outline
This course meets the required 8 hours of NMLS approved continuing education needed to renew a Mortgage Loan Originator license. See our course outline below.
Rules of Conduct / Course Introduction
How to Navigate the Course
Module 1:
The Truth in Lending Act and Its Role in Mortgage Compliance (153 minutes)
Module 2:
Core Ethics and Consumer Protection in Mortgage Lending (103 minutes)
Module 3:
Understanding Nontraditional Mortgage Lending (108 minutes)
Module 4 ELECTIVE:
Navigating Construction and Specialized Mortgage Products (55 minutes)
Final Exam:
(20 minutes on average)
Graduate Feedback & Next Steps
Same Day NMLS CE Hours Reporting Included Free
Once you have successfully completed our 8-hour SAFE MLO Online Course, our compliance staff will report your hours FREE to the NMLS on your behalf. We will report your hours to the NMLS within 24-hours. This will be recorded and visible in your personal NMLS account. You will also be sent a congratulatory email with your certificate.
NMLS Approved 8-hour Continuing Education MLO Course Combo
This is the course combo needed to renew your mortgage loan originator license in 2026 for the following states: AL, AK, AZ, CA – DFPI, CA – DRE, CO, DE, FL, GA, IL, IN – DFI, IN – SOS, IA, KS, LA, ME, MI, MS, MT, NC, NE, NV, NH, ND, OH, OK, PR, SD, TN, TX – OCCC, TX – SML, UT – DFI, VT, VI, VA, WI, WY.
- 7-Hour Approved Federal Core Course #18551
- 1-Hour State Specific or General Elective Course
- Next Day NMLS Hours Reporting Included Free
- Online Self-Paced Course
- E-textbook Included
- Unlimited Phone & Email Support
- Fully Updated for 2026 Renewal
How to Renew you MLO License After your Hours are Reported to the NMLS
Once your continuing education hours are successfully reported to the NMLS, renewing your MLO license becomes a straightforward process through the NMLS system. Log into your NMLS account and navigate to the license renewal section, where you’ll find your completed CE requirements automatically reflected in your record. Once you are logged in, hit “COMPOSITE VIEW” in the upper right hand corner of your screen, then hit “VIEW INDIVIDUAL” (top of screen) Next hit educational record (left side of screen) and scroll to the bottom where you will see CE & PE Education listed.
This 11-page NMLS Handbook Downloadable PDF File will provide you with step by step instructions to Renew Your MLO License
Next, you’ll need to pay the required renewal fees, which vary by state, and update any personal or employment information that may have changed during the license period. Most states require renewal by December 31st, though deadlines can vary, so it’s essential to check your specific state requirements and complete the process before your license expires. The NMLS system will guide you through each step, and once approved, your renewed license status will be updated in the database, allowing you to continue originating mortgage loans without interruption.
Sample Screenshot from our Late CE 1-Hour Construction Loan Elective Module
Do you not have a MLO license yet and want to get one?
For all of the requirements to get your license, check our our Mortgage Loan Originator State Licensing Page. If you need help or more information contact our support staff for assistance.