Get Your Georgia MLO License

Georgia mortgage loan originators are required to be licensed. In order to apply for a license, applicants must complete 20-hours of NMLS approved education. Our online MLO courses are fully approved to meet this requirement.

Georgia MLO License Requirements
You can take an online course to get a Georgia MLO license

Sale Price $189 Enroll Now-Start Anytime

3 Easy Steps to obtain a Mortgage Loan Originator License in Georgia

1

Complete an NMLS approved 20-hour MLO Course

Just $275 $189
ENROLL NOW to start the course instantly

2

Pass your national mortgage exam:
Exam prep included free of charge (unlike other schools)

3

Apply for the MLO License:
We report your hours to the NMLS free of charge

20 Hour SAFE Comprehensive: Georgia MLO Course

This is the course you need to take to obtain your Georgia MLO license. Unlike most other schools, we don’t have confusing packages. We include our exam prep course free, so you have everything in one package designed to get your license!

Enroll Now
Best Price for an MLO Course
  • 20-Hour NMLS Approved Course #16623
  • Bonus Exam Prep Course Included FREE ($149 value)
  • NMLS Hours Reporting Included Free ($30 value)
  • Online Prerecorded Instructor Led Videos
  • E-textbook Included (Downloadable PDF)
  • Unlimited Phone & Email Support
  • Fully Updated for 2026
  • Bonus Marketing Videos Included FREE ($236 value)
  • BBB Accredited
Georgia MLO EXAM
Get an NMLS ID # Instructions
In the mortgage industry, NAMB stands for the National Association of Mortgage Brokers
24hourEDU is an Affiliate Member of the National Association of Mortgage Brokers

Why so inexpensive compared to other mortgage schools?

Since we only offer online courses, we can keep our costs low and our price affordable unlike most of our competitors. Therefore, we get to train more students than the other schools, which is a win for us. By keeping our costs lower, we help you get started in a great career as an MLO without having to take out a loan for your training, so everybody wins.

Best  Training – Best Service – Best Value

This NMLS Approved course is the first step to earning your license.  Our Senior Instructor has 20+ years of mortgage training experience.  Once you complete the training, we will report your hours to the NMLS free of charge.

"*" indicates required fields

Name*

A message from our Mortgage Loan Originator Education Instructor Rich Leffler about the training program

Working as a mortgage loan originator in Georgia offers unique benefits, particularly with the state’s mix of booming suburban markets and affordable rural areas. MLOs can leverage the state’s strong job market and business growth to connect with a steady stream of first-time homebuyers and corporate relocations. The state’s business-friendly regulations and competitive lending environment make it easier for originators to build successful careers while helping diverse communities achieve homeownership. Whether you want to become a mortgage broker in Atlanta, Augusta, Columbus, Macon, or Savannah our mortgage loan originator course will get you the education you need to get your license.

 
Compare MLO Course Prices
24hourEDU has all the training you need to get your MLO License at one great price.
NMLS Approved online course Preview Video 20-hour

"*" indicates required fields

Name*

Frequently asked Questions about 24hourEDU and How to Get your Mortgage License

We made sure the NMLS required 20-hours of studying includes the information needed pass the SAFE MLO Exam.  To ensure students have an opportunity to continue to study, we provide everyone with a 600 page e-book, 500 exam prep questions, and a 30-page study guide specific to the test. We want every student to have the material needed to pass their exam. It is included, because you will need it to study as a resource after your 20-hour mortgage loan office course.

A mortgage loan originator (MLO) is a professional who helps borrowers apply for and obtain mortgage loans. They assess borrowers’ financial situations, recommend appropriate loan products, and guide clients through the mortgage application process. Many people refer to the individual MLO as a mortgage loan officer or mortgage broker.

Yes, you need a license to become a mortgage loan originator in the United States. This requirement was established by the SAFE Act of 2008 to ensure that MLOs meet minimum standards for education, testing, and background checks.

An MLO (Mortgage Loan Originator) license is required by Georgia state law for anyone who takes residential mortgage loan applications or negotiates residential mortgage loan terms in Georgia. This requirement is mandated by the SAFE Act and Georgia state regulations to ensure consumer protection and industry professionalism.

To obtain an MLO license in Georgia, you must:

  • Complete 20 hours of NMLS-approved pre-licensing education
    • Be at least 18 years old
    • Have a high school diploma or equivalent
  • Pass the SAFE MLO national test
  • Apply for your GA MLO License through the NMLS
    • Submit to a criminal background check
    • Provide fingerprints to NMLS
    • Maintain a clean financial record
    • Pay all required fees
    • Activate your license through a mortgage lender operating in Georgia

The National MLO course is just 20 hours long and the training can be completed in as little as four days.  This fully meets your Georgia educational requirement. The NMLS requires all students to finish in 14 days or less.  The required 20 hours of pre-licensing education typically includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 12 hours of electives – Our online MLO course dedicates all of these hours to preparing you for the SAFE MLO test for mortgage loan originator licensing in Georgia

To get your Georgia MLO License, a passing score of 75% or higher is required on the SAFE MLO Exam.

  • You must wait 30 days between retakes if you fail
  • After three failed attempts, you must wait 180 days before trying again
    • Best SAFE MLO Exam preparation methods for Georgia include:
      • Taking the 24hourEDU Exam Prep Course
      • Taking notes during the online MLO Course
      • Reading our online mortgage course E-Book
      • Reviewing study guides

The typical GA MLO applicant timeline is:

  • Pre-licensing education: 14 days or less (you can finish in 4 days doing full time training)
  • SAFE MLO test preparation and passing: 1 week
  • Georgia Application processing: 2 weeks on average Total time: 6-14 weeks, depending on your preparation and the state’s current processing volume

Annual renewal requirements include:

  • Completing continuing education requirements
  • Paying renewal fees
  • Updating your NMLS record
  • Maintaining a current surety bond
  • Filing renewal application between November 1 and December 31
  • Resolving any outstanding regulatory issues
  • Updating employment information if changed

The typical pre-licensing education courses for Georgia MLOs costs $300-$500 with exam prep, but with 24hourEDU it’s just $275 and that includes everything.  We even include our Exam Prep Course for new MLOs in Georgia!  START NOW!