Get Your Maryland MLO License
Maryland mortgage loan originators are required to be licensed. In order to apply for a license, our students will complete 25-hours of NMLS approved education. Our online MLO courses are fully approved to meet this requirement. Enroll now and start anytime.
3 Easy Steps to obtain a Mortgage Loan Originator License in Maryland
1
Complete our NMLS Approved 20-hr National Course and our Maryland approved 5-hour MLO Course. We provide both for just $275 $189!
ENROLL HERE start the course instantly
2
Pass the national mortgage exam:
Exam prep included free of charge (unlike other schools)
3
Apply for the MLO License:
We report your hours to the NMLS free of charge
25-Hours SAFE Comprehensive: Maryland MLO Courses
This is the course needed to obtain your Maryland MLO license. Unlike most competitors, we don’t have confusing packages. We include your 5-hour Maryland Laws Course AND our Exam Prep Course FREE, so you have everything in one package designed to get your license!
- 20 Hour Approved Course #16623
- 5 Hour Maryland Laws Course #17993 ($49 value)
- Bonus Exam Prep Course Included FREE ($149 value)
- NMLS Hours Reporting Included Free ($30 value)
- Online Prerecorded Instructor Led Videos
- E-textbook Included
- Unlimited Phone & Email Support
- Bonus Marketing Videos Included FREE ($236 value)
- Fully Updated for 2026
If you already have an MLO license in another state and want to get a Maryland License too, you can enroll in our 5-hr Maryland MLO course for $49 by calling student support at (888) 405-4453.
Why so inexpensive compared to other mortgage schools?
Since we only offer online courses, we can keep our costs low and our price affordable unlike most of our competitors. Therefore, we get to train more students than the other schools, which is a win for us. By keeping our costs lower, we help you get started in a great career as an MLO without having to take out a loan for your training, so everybody wins.
Best Training - Best Service - Best Value
Our 20-hour NMLS Approved National Mortgage License Course will fully prepare you to pass the Maryland mortgage loan originator license exam. Once you complete this course, you will have immediate FREE ACCESS to our 5-hour Maryland Mortgage Law Course and a comprehensive Exam Prep Course. All three courses for just $275 $189. Upon completion, you will be able to apply for your mortgage loan originator license with the Maryland Commissioner of Financial Regulation through the NMLS (Nationwide Multistate Licensing System).
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Maryland 5-hour Mortgage Laws Course and Exam Prep Included Free
Our 5-hour Maryland laws course is included with the purchase of our 20-hour course. We also include our exam prep material in one easy to access package. You will get everything you need to become a licensed mortgage loan originator in Maryland.
A message from our Mortgage Loan Originator Education Instructor Rich Leffler about the training program
MD Mortgage Loan Originator Career
Working as a mortgage loan originator with a Maryland MLO License provides exceptional opportunities due to the state’s strategic location, strong economy, and diverse housing markets. Maryland’s proximity to Washington D.C., combined with high median incomes, consistent property values, and a steady demand for housing across urban, suburban, and waterfront communities, creates abundant earning potential. Maryland MLOs also benefit from the state’s stable government employment sector, thriving biotechnology and cybersecurity industries, prestigious educational institutions, and a constant demand from professionals relocating to the Baltimore-Washington corridor, making it one of the nation’s most resilient markets for mortgage professionals. Whether you want to become a mortgage broker in Baltimore, Columbia, Silver Spring, Germantown, Waldorf, Rockville, Annapolis, Frederick, Gaithersburg, or Hagerstown, our mortgage loan originator course will give you the education you need to get your license.
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Frequently asked Questions about How to Get your Mortgage License in Maryland
What are the education requirements to become a mortgage loan originator in Maryland?
New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This education must include 3 hours of Federal law, 3 hours of ethics (which shall include fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, plus 7 hours of undefined education (referred to as electives) + 5 hours of MD law which must include 3 hours of MD mortgage-related law and 2 hours of Maryland’s finder-fees law. 24hourEDU provides 25-hours of complete education to ensure you are fully prepared for your license exam.
What is a mortgage loan originator (MLO)?
A mortgage loan originator (MLO) is a professional who helps borrowers apply for and obtain mortgage loans. They assess borrowers’ financial situations, recommend appropriate loan products, and guide clients through the mortgage application process. Many people refer to the individual MLO as a mortgage loan officer or mortgage broker.
Do I need a license to become a mortgage loan originator?
Yes, you need a license to become a mortgage loan originator in the United States. This requirement was established by the SAFE Act of 2008 to ensure that MLOs meet minimum standards for education, testing, and background checks.
What test do I need to get a MD MLO License?
All new Maryland mortgage loan originators will need to achieve a passing score on the SAFE MLO – National Test Component with Uniform State Content. The 24hourEDU course will fully prepare you for this test. You will get free access to over 500-practice questions and an exam prep study guide.
Do I need to complete the state law course for Maryland MLOs before I take the SAFE MLO National test?
No, you will not complete the 5-hour MD state law course prior to completing the SAFE MLO Exam. You will need to have completed this course only before you apply for your individual Maryland MLO License.
How do I schedule the SAFE MLO Exam?
You must schedule the examination by logging into your NMLS account. If you have passed the 24hourEDU comprehensive course, you will see step-by-step instructions on how to apply within our Exam Prep Course.
What is the average salary of an MLO in Maryland?
Based on recent 2025 data, the average salary for a mortgage loan originator in Maryland is $113,206 per year plus an additional $11,750 in commission. Entry-level positions typically start at $100,000 per year, while expert MLOs can earn up to $250,000 per year with the right clientele.
If I get an MLO license in Maryland, can I also get licensed in Virginia?
Yes! Once you have met all of the requirements to get a Maryland MLO license, you will simply just apply for a new individual MLO licnese in Virginia using your NMLS account. Virginia does not require any state specific education, so the 20-hour course with 24hourEDU already meets the full educational requirement for Virginia and many other states. You will not have to take another exam as the SAFE MLO test is Nationally recognized, so you only need to pass it one time.
