Get Your Mississippi MLO License
Mississippi mortgage loan originators are required to be licensed. In order to apply for a license, our students will complete 24-hours of NMLS approved education. Our online MLO courses are fully approved to meet the MS education requirements. Enroll now and start anytime.
3 Easy Steps to obtain a Mortgage Loan Originator License in Mississippi
1
Complete our NMLS Approved 20-hr National Course and our NMLS approved 4-hour Mississippi MLO laws Course. We provide both for just $189!
ENROLL HERE start the course instantly
2
Pass the national mortgage exam:
Exam prep included free of charge (unlike other schools)
3
Apply for the MLO License:
We report your hours to the NMLS free of charge
24-Hours SAFE Comprehensive: Mississippi MLO Courses
This is the course needed to obtain your Mississippi MLO license. Unlike most competitors, we don’t have confusing packages. We include your 4-hour Mississippi Laws Course AND our Exam Prep Course FREE, so you have everything in one package designed to get your license!
- 20 Hour Approved Course #16623
- 4 Hour Mississippi Laws Course #18484 ($49 value)
- Bonus Exam Prep Course Included FREE ($149 value)
- NMLS Hours Reporting Included Free ($30 value)
- Online Prerecorded Instructor Led Videos
- E-textbook Included
- Unlimited Phone & Email Support
- Bonus Marketing Videos Included FREE ($236 value)
- Fully Updated for 2026
If you already have an MLO license in another state and want to get a Mississippi License too, you can enroll in our 4-hr Mississippi MLO course for $49 by calling student support at (888) 405-4453.
Why so inexpensive compared to other mortgage schools?
Since we only offer online courses, we can keep our costs low and our price affordable unlike most of our competitors. Therefore, we get to train more students than the other schools, which is a win for us. By keeping our costs lower, we help you get started in a great career as an MLO without having to take out a loan for your training, so everybody wins.
Best Training - Best Service - Best Value
Our 20-hour NMLS Approved National Mortgage License Course will fully prepare you to pass the Mississippi mortgage loan originator license exam. Once you complete this course, you will have immediate FREE ACCESS to our 4-hour Mississippi Mortgage Laws Course and a comprehensive Exam Prep Course. All three courses for just $189. Upon completion, you will be able to apply for your mortgage loan originator license with the Mississippi Department of Banking and Consumer Finance (DBCF) through the Nationwide Multistate Licensing System (NMLS). The DBCF’s Nonbank Division oversees compliance, while the Nationwide Mortgage Licensing System (NMLS) processes license applications.
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Mississippi 4-hour Mortgage Laws Course and Exam Prep Included Free
Our 4-hour Mississippi mortgage laws course is included with the purchase of our 20-hour course. We also include our exam prep material in one easy to access package. You will get everything you need to become a licensed mortgage loan originator in Mississippi. The Mississippi Department of Banking and Consumer Finance (DBCF) is the primary state entity responsible for licensing, regulating, and supervising mortgage loan originators, brokers, and lenders in Mississippi.
A message from our Mortgage Loan Originator Education Instructor Rich Leffler about the training program
Mississippi Mortgage Loan Originator Career
Working as a mortgage loan originator with a Mississippi MLO License provides exceptional opportunities due to the state’s affordable housing market, growing economy, and diverse communities. Mississippi’s low cost of living, combined with competitive property values, steady demand for housing across coastal, suburban, and rural areas, and an influx of new residents seeking affordability creates abundant earning potential. Mississippi MLOs also benefit from the state’s expanding manufacturing sector, thriving aerospace and automotive industries, military installations along the Gulf Coast, and a constant demand from families and retirees relocating for Mississippi’s quality of life and favorable tax environment, making it an increasingly attractive market for mortgage professionals. Whether you want to become a mortgage broker in Jackson, Gulfport, Southaven, Hattiesburg, Biloxi, Meridian, Tupelo, Olive Branch, Pearl, or Pascagoula, our mortgage loan originator course will give you the education you need to get your license.
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Frequently asked Questions about 24hourEDU and How to Get your Mississippi Mortgage License
What are the education requirements to become a mortgage loan originator in Mississippi?
New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This education must include 3 hours of Federal law, 3 hours of ethics (which shall include fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, plus 12 hours of undefined education (referred to as electives) + 4 hours of MS MLO laws which must. 24hourEDU provides you with all 24-hours of complete education to ensure you are fully prepared for your license exam.
What is a mortgage loan originator (MLO)?
A mortgage loan originator (MLO) is a professional who helps borrowers apply for and obtain mortgage loans. They assess borrowers’ financial situations, recommend appropriate loan products, and guide clients through the mortgage application process. Many people refer to the individual MLO as a mortgage loan officer or mortgage broker.
Do I need a license to become a mortgage loan originator in MS?
Yes, you need a license to become a mortgage loan originator in Mississippi. The Mississippi S.A.F.E. Mortgage Act, under Section 81-18-1, et seq., charges the Mississippi Department of Banking and Consumer Finance (DBCF) with the responsibility for the licensing and regulatory supervision of Mortgage Brokers, Mortgage Lenders and Servicers, and Mortgage Loan Originators operating in Mississippi.
What test do I need to get a MS MLO License?
All new Mississippi mortgage loan originators will need to achieve a passing score on the SAFE MLO – National Test Component with Uniform State Content. The 24hourEDU course will fully prepare you for this test. You will get free access to over 1,000-practice questions and an exam prep study guide.
Do I need to complete the state law course for Mississippi MLOs before I take the SAFE MLO National test?
No, you will not complete the 4-hour MS state law course prior to completing the SAFE MLO Exam. You will need to have completed this course only before you apply for your individual Mississippi MLO License.
How do I schedule the SAFE MLO Exam?
You must schedule the examination by logging into your NMLS account. If you have passed the 24hourEDU comprehensive course, you will see step-by-step instructions on how to apply within our Exam Prep Course.
What do the Top MLOs make for a salary in Mississippi?
Top Earners in Mississippi (90th percentile): Top mortgage loan officers in Mississippi make approximately $118,857 annually, however, some high-performing loan officers in Mississippi have reported earnings up to $200,939.
Mississippi Salary Breakdown:
- Average: $75,600/year
- 75th percentile: $94,700/year
- 90th percentile: $118,857/year
- Top performers: Up to $200,939/year
If I get an MLO license in Mississippi, can I also get licensed in Louisiana?
Yes! Once you have met all of the requirements to get a Mississippi MLO license, you will simply just apply for a new individual MLO licnese in Louisiana using your NMLS account. Louisiana does not require any state specific education, so the 20-hour course with 24hourEDU already meets the full educational requirement for Louisiana and many other states. You will not have to take another exam as the SAFE MLO test is Nationally recognized, so you only need to pass it one time.
