Get Your Nevada MLO License

Nevada mortgage loan originators are required to be licensed. In order to apply for a license, applicants must complete 30-hours of NMLS approved education. 4 of the 30 hours must include Nevada specific Mortgage laws education. Our online MLO courses are fully approved to meet the Nevada & NMLS education requirements.

Nevada MLO license
You can take online courses to get a Nevada MLO license

3 Easy Steps to obtain a Mortgage Loan Originator License in Nevada

1

Complete our NMLS approved 20-hour Online MLO Course

Pass the included 4-hour Nevada Laws Course

Complete our 6-hour Elective Bundle (Includes: 4-hrs AZ and 2-hrs CA free)

ENROLL HERE to start. All 30-hours included for $189

2

Pass your national mortgage exam:
Exam prep included free of charge (unlike other schools)

3

Apply for the MLO License:
We report your hours to the NMLS free of charge

30-Hour SAFE Comprehensive: Nevada MLO Course Package

This is the education needed to obtain your Nevada MLO license. Unlike most competitors, we don’t have confusing packages. We include our Nevada laws course and our MLO exam prep course free, so you have everything in onae package designed to get your license! 

Upon enrollment you will be provided access to the 20-hour National Course, the 4-hour NV course, and then get to choose two more state courses to meet the full 30-hour NV requirement. Your choice of a combination of 4hrs AZ, 2hrs CA, 2hrs ID, or 4hrs OR.

NMLS test Nevada

If you already have an MLO license in another state and want to get a Nevada License too, you can enroll in our 4-hr Nevada MLO course for $49 by calling student support at (888) 405-4453.

Best Training - Best Service - Best Value

Our 20-hour NMLS Approved National Course will fully prepare you to pass the SAFE MLO Exam. Once you complete this course, you will have immediate FREE ACCESS to our 4-hour Nevada NMLS Approved Mortgage Laws Course, your choice of 6 additional hours of state specific education for any combination of AZ, CA, ID, or OR, and a full Exam Prep Course.  All courses for just $189. You will be able to apply for a license with the Nevada Division of Mortgage Lending (MLD), a division within the Department of Business and Industry. Your NV license application will also be submitted and recorded using the NMLS system. This affordable MLO course package will get you all 30-hours to meet the Nevada Mortgage Loan Originator License Requirements.

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Nevada 4-hour Mortgage Laws Course Included Free

Our 4-hour Nevada laws course is included with the purchase of our 20-hour course. To meet the full 30-hour NV requirement, we will include your choice of 6 more hours of education through a combination of 4hrs AZ, 2hrs CA, 2hrs ID, or 4hrs OR NMLS approved courses free.  You will also get our exam prep material in one easy to access package. You will get everything you need to become a licensed mortgage loan originator in Nevada.

The most popular course combination to meet the Nevada 30-hour requirement is:

20-hour National Course + 4-hour Nevada + 2-hour California + 4-hour Arizona = 30 total hours

Compare MLO Course Prices
24hourEDU has all the training you need to get your MLO License at one great price.

A message from our Mortgage Loan Originator Education Instructor Rich Leffler about the training program

Why Become a Mortgage Loan Originator in Nevada?

Becoming a mortgage loan originator in Nevada offers rewarding prospects in one of the nation’s most electrifying and rapidly expanding housing markets. The state’s exciting blend of world-class entertainment hubs like Las Vegas and Reno, master-planned communities in Henderson and Summerlin, and emerging suburban markets in North Las Vegas and Sparks creates exceptional lending opportunities. Nevada’s no-state-income-tax advantage, explosive population growth, booming hospitality and gaming industries, and business-friendly environment provide unparalleled business potential. The state’s distinctive desert climate and resort-style lifestyle drive unique market dynamics, allowing loan originators to develop expertise in various scenarios – from luxury high-rise condo financing on the Las Vegas Strip to vacation home loans near Lake Tahoe to affordable housing solutions in fast-growing communities like Mesquite and Pahrump – making it an appealing market for establishing a lucrative mortgage career. Whether you want to become a mortgage broker in Las Vegas, Henderson, Reno, North Las Vegas, Sparks, or Carson City, our Nevada mortgage loan originator course will get you the education you need to secure your license in this thriving market.

NMLS Approved online course Preview Video 20-hour

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Frequently asked Questions about Getting a Nevada MLO License

We made sure the NMLS required 20-hours of studying includes the information needed pass the SAFE MLO Exam.  To ensure Nevada students have an opportunity to continue to study, we provide everyone with a 600 page e-book, 1,000 exam prep questions, and a 30-page study guide specific to the test. We want every student to have the material needed to pass their exam. It is included, because you will need it to study as a resource after your 20-hour mortgage loan office course.

A mortgage loan originator (MLO) is a professional who helps borrowers apply for and obtain mortgage loans. They assess borrowers’ financial situations, recommend appropriate loan products, and guide clients through the mortgage application process. Many people refer to the individual MLO as a mortgage loan officer or mortgage broker.

Yes, you need a license to become a mortgage loan originator in the of Nevada. This requirement was established by the SAFE Act of 2008 to ensure that MLOs meet minimum standards for education, testing, and background checks.

To obtain your Nevada State Mortgage Loan Originator license, you must complete 30 hours of NMLS-approved pre-licensing education. This includes 3 hours of federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, plus 12 hours of general mortgage knowledge. (20-hours of National Education) Nevada also requires an additional 4 hours of state-specific education covering NV mortgage laws and regulations.  The remaining 6-hours can be NMLS approved pre-license elective courses.  Most of our students complete 2-hours of CA DFPI MLO laws, and 4-hours of AZ MLO laws to meet this requirement.

The typical cost for Nevada State MLO pre-licensing education ranges from $300-$500 for most providers. 24hourEDU does not nickel and dime you on extras.  We include everything you need for education including the 20-hour course, 4-hour Nevada Mortgage Laws Course, 6-hours of PE Electives, and Exam Prep for just $189!

Nevada MLO license application fee is $145 for the Nevada portion of the licensing fee.

Yes, most NMLS-approved education providers offer Nevada State MLO pre-licensing and continuing education courses in online formats. State law courses can be completed at your own pace, though some have live instruction components such as written assignments and the ability to work with your instructor on content related questions. The SAFE Act requires that all 20-hour pre-license education hours be completed as instructor-led training, which can be delivered via classroom or online formats. Our 20-hour course is online with pre-recorded video lessons.

Nevada Mortgage loan originator salaries in Nevada are primarily commission-based, offering significant earning potential. The standard mortgage broker commission rate typically ranges around 1% of the total loan amount. With Nevada’s median home price at $470,000, MLOs can earn approximately $4,700 per successfully closed mortgage loan at standard commission rates. This commission-based compensation model means that Nevada loan originators who close more loans and work with higher-value properties have unlimited income potential in the state’s competitive real estate market.

Yes, you absolutely can get an MLO license in Nevada, California, and Arizona! In fact, many mortgage loan originators hold licenses in multiple states to expand their business opportunities and serve clients across state lines.

Yes, you absolutely can get an MLO license in Nevada, Oregon, and Idaho! Many mortgage loan originators hold licenses in multiple states to expand their business opportunities and serve clients across different markets.

 

Absolutely! A Mortgage Loan Officer position is considered a highly reputable and respected profession in Nevada. Here’s why:

Professional Standing: Mortgage loan officers are licensed financial professionals who help individuals and families achieve the American dream of homeownership. In Nevada’s thriving real estate market, MLOs play a crucial role in the state’s economy and are viewed as trusted advisors who guide clients through one of the most significant financial decisions of their lives.

Why MLOs Are Respected in Nevada:

  1. Licensing & Regulation: Nevada MLOs must meet strict licensing requirements, including education, testing, background checks, and ongoing continuing education, which establishes credibility and professionalism.
  2. Financial Expertise: Loan officers are recognized as mortgage finance experts who understand complex lending products, federal and state regulations, and market conditions.
  3. Community Impact: MLOs help Nevada families, first-time homebuyers, and real estate investors secure financing, directly contributing to community growth and economic development.
  4. Earning Potential: The profession offers strong income potential, with experienced Nevada MLOs earning six-figure incomes, reflecting the value and respect the industry places on skilled professionals.
  5. Career Advancement: The mortgage industry offers clear paths for professional growth, from loan officer to senior originator, branch manager, or mortgage company owner.

Nevada-Specific Factors: In Nevada’s dynamic housing markets—particularly in Las Vegas, Henderson, and Reno—mortgage loan officers are essential players in the state’s real estate ecosystem. The state’s no-income-tax advantage, population growth, and strong housing demand create an environment where skilled MLOs are highly valued and well-compensated professionals.

The position combines financial services expertise, customer service, sales ability, and regulatory knowledge, making it a respected career choice for those seeking a professional, rewarding path in Nevada’s financial services sector.

Frequently asked Questions about 24hourEDU and Earning a Mortgage License

According to a study performed by GLASSDOOR on June 6th, 2024, the average salary for a mortgage loan originator is around $177,000 per year with the top MLO’s making over $240,000 per year.

Glass Door Mortgage Loan Originator Salary range

Mortgage license training involves completing the 20-hour pre-licensure education course, passing a national exam, and meeting state-specific requirements. The training covers topics such as federal and state mortgage laws, ethics, loan origination, and consumer protection.

The duration of mortgage license training can vary, but most aspiring MLOs can complete the required pre-licensure education in 20-30 hours. This includes additional time for exam preparation.  24hourEDU includes a complete exam prep course for the SAFE MLO National Exam free of charge with our 20 Hour SAFE Comprehensive: Online (OIL) – Mortgage Loan Originator Course.

  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 12 hours of electives – Our online MLO course dedicates all of these hours to preparing you for the SAFE MLO test for mortgage loan originator licensing.

The SAFE Act requires a minimum of 20 hours of pre-licensure education, which includes 3 hours of federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, plus 12 hours of general mortgage origination electives. Other states may require additional hours.

The 24hourEDU 20-hour course costs just $189! The cost of mortgage pre-licensure education with other courses can range from $300 to $800 plus they have additional costs for exam prep courses and NMLS hour reporting fees.  24hourEDU does not nickel and dime you on this.  We include exam prep and the NMLS hour reporting fees in our tuition. Some students also ask:  Why is 24hourEDU so cheap? By keeping our tuition affordable, we get to train more MLO students than any other school, so that is a win for us.  By having the best price, we also help students get their mortgage license without spending an arm and a leg on the training. Everybody wins.

Yes, the 24hourEDU NMLS-approved course offers online mortgage license training. This allows for flexible scheduling and online learning, making it convenient for those who are working or have other commitments. Per NMLS regulations, the 20-hour course must be completed in 14 days or less from the start date.  All of the training and testing to pass your 20 Hour SAFE Comprehensive: Online (OIL) – Mortgage Loan Originator Course will be done online in our learning management system.

Yes, after completing the pre-licensure education, you must pass the SAFE Mortgage Loan Originator Test. Our training includes guidance to study for the national component and, for many states, a state-specific component. The exam tests your knowledge of mortgage lending practices and relevant laws.

Mortgage license training courses typically cover federal and state mortgage laws, ethics, loan origination processes, financial calculations, credit analysis, types of mortgage products, and fair lending practices. 24hourEDU has specifically designed our course to prepare you for the SAFE MLO National Exam.

MLO licenses must be renewed annually. The renewal process involves completing state continuing education requirements and paying a renewal fee. The NMLS Annual Renewal Period begins Nov. 1 each year.  The renewal deadline each year is December 31st.

The Nationwide Multistate Licensing System & Registry (NMLS) is the system of record for MLO licensing and registration. It manages the pre-licensure education, testing, and continuing education requirements for MLOs across the United States. You will learn all about the NMLS while completing our 20 Hour SAFE Comprehensive: Online (OIL) – Mortgage Loan Originator Course.

You cannot work as an MLO while completing your training. You must first complete the pre-licensure education, pass the SAFE MLO test, and obtain your license before you can legally originate mortgage loans.

While the SAFE Act establishes minimum national standards that cover this state, other states have additional requirements for MLO licensing. These may include a few more hours of state-specific pre-licensure education, or a different process for background check requirements.

After completing mortgage license training and obtaining your license, you can work as an MLO in various settings, including banks, credit unions, mortgage companies, or as an independent broker. With experience, you might advance to roles such as team leader, branch manager, or even open your own mortgage brokerage.

Yes, the 20 Hour SAFE Comprehensive: Online (OIL) – Mortgage Loan Originator Course by 24hourEDU is 100% approved by the NMLS so you can get the core hours required to apply for a mortgage loan origination license. 24hourEDU is an approved NMLS Course Provider listed in the NMLS list of approved online mortgage education providers under ID: 1405107.