Steps to Get a Utah MLO License – Mortgage Loan Originator, Officer, Broker.
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Pre-licensure Education: Prior to submission of the application, complete at least 20 hours of NMLS-approved pre-licensure education (PE) courses. We currently do not offer the state specific hours for this state. You can complete your 20-hour core course with us and will need to complete your state hours with another provider.
Testing: Passing results on the National Test Component with Uniform State Content
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Utah PE: 15 hours of UT-DRE approved pre-license education completed from a Utah-approved Mortgage Pre-Licensing School. Must be submitted directly to Utah DRE via realestate@utah.gov.
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NMLS Criminal Background Check: Authorization for an FBI criminal history background check to be completed in NMLS.
After you authorize the FBI criminal history background check through the Individual Form (MU4), you must schedule an appointment to be fingerprinted.
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Utah MLO Credit Report: Authorization for a credit report must be completed. Upon initial authorization, you are required to complete an Identity Verification Process (IDV) within the Individual Form (MU4).
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Disclosure Questions: Upload complete details of all events or proceedings for each “Yes” response to the Disclosure Questions on Form MU4.
Company Sponsorship: A sponsorship request must be submitted by your employer. UT-DRE will review and accept or reject the sponsorship request.
Employment History: The business address listed in the Employment History section of the Individual Form (MU4) must match the address of the registered location in the Company Relationship.
