Steps to Get a West Virginia MLO License – Mortgage Loan Originator, Officer, Broker.
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Pre-licensure Education: Complete 24 hours of NMLS approved pre-license education, including 4 hours of WV state-specific education. NMLS must indicate compliance with this requirement. We currently do not offer the state specific hours for this state. You can complete your 20-hour core course with us and will need to complete your state hours with another provider.
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Testing: Passing score on the National Test Component with Uniform State Content. NMLS must indicate you are compliant with this requirement.
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NMLS Criminal Background Check: Authorization for a criminal background check to be completed in NMLS.
WV Temporary Authority – Documentation and explanation must be uploaded to NMLS prior to application for any background check issues that may affect licensure.
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West Virginia MLO Credit Report: Authorization for a credit report must be completed. Upon initial authorization, you are required to complete an Identity Verification Process (IDV).
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Disclosure Questions: Upload complete details of all events or proceedings for each “Yes” response to the Disclosure Questions on Form MU4.
Washington MLO Company Sponsorship: Submit through NMLS at the time of the license request.
Commutable Distance: Employment location must be licensed and within 75-miles from the MLO’s residential address provided in NMLS. No supplemental filing due to WVDFI at initial application.
