Getting Started with Your Online Mortgage Loan Originator Course – It’s Easier Than You Think!
Let’s walk through this quick 2 step process! Here’s what you need to know.
First things first – if you have a high school diploma or GED, you’re already on your way. No fancy college degree needed! While some background in business or finance helps, it’s not required.
The costs are reasonable too! $275 for the course, and 24hourEDU will include your exam prep course for free, so you can complete the hours first, then focus on the SAFE MLO Exam.
Setting up is a breeze. All you need is a computer with internet access and you just click and learn.
You’ll create an account on the NMLS website (the national system for mortgage licensing) – it only takes a few minutes.
Ready to jump in? Here’s your quick action plan:
1. Sign up for an NMLS account online
2. Register and start learning!
The Course takes 20-hours to Complete
The course typically takes about 20 hours – you can spread that out however works best for you. Many people complete it while working their current job.
That’s it! No complicated prerequisites, no years of preparation needed. Just a few simple steps and you’re on your way to an exciting new career in mortgage lending.
Each state has its own rules, but don’t let that intimidate you. Our staff will guide you through exactly what you need for your location. The 20-hour course contains the core hours everyone needs to start with. You may or may not have to take an additional state specific laws course for your state in addition to the 20-hour mortgage loan originator online course. Most states only require less than three hours.
Getting Approved is Straightforward
After you finish the course you need a background check and fingerprinting – just like applying for any financial job. Don’t worry about perfect credit, just make sure your financial history is generally in good shape.
20-Hour SAFE Comprehensive: Online National MLO Course
This is the course needed to obtain your Mortgage Loan Originator license. Unlike other schools, we include our Exam Prep Course Free (includes 1,000+ practice questions and a study guide), so you have everything in one package designed to get your license!
- 20-Hour NMLS Approved Course #16623
- BONUS Exam Prep Course Included FREE ($149 value)
- NMLS Hours Reporting Included Free ($30 value)
- Online Prerecorded Instructor Led Videos
- E-textbook Included
- Unlimited Phone & Email Support
- Fully Updated for 2026
- BBB Accredited
The Benfits of Online Training
Online training offers unparalleled flexibility that revolutionizes the learning experience. Students can access course materials anytime and anywhere, eliminating the constraints of fixed classroom schedules and geographic limitations. This accessibility empowers learners to balance education with work and personal commitments, moving through content at their own pace—whether that means deep-diving into complex topics or quickly advancing through familiar material. The digital format also accommodates diverse learning styles through varied content delivery methods including videos, interactive simulations, text-based resources, and engaging quizzes, ensuring every student can absorb information in ways that work best for them.
Beyond convenience, online training delivers cost-effective, personalized education with real-world applications. The elimination of commuting expenses, physical textbooks, and facility fees makes professional development more affordable and environmentally friendly. Advanced learning platforms can track individual progress and adapt content to address specific knowledge gaps, providing a tailored experience impossible in traditional settings. Many online courses also incorporate cutting-edge industry tools and realistic scenarios that directly translate to workplace applications, allowing students to develop practical skills while building valuable digital literacy. This combination of accessibility, affordability, and practical relevance makes online training an ideal choice for today’s career-minded professionals.
