MLO 2025 LATE CE Courses
If you didn’t complete your 2025 continuing education requirements by the deadline, you’ll need to fulfill those hours through late CE before you can renew your license.
2025 LATE CE Online! 8-hours $69 Self-Paced Video Course
The Courses Below Meet the LATE Continuing Education Requirement for the Following States:
Approved for: Alabama, Alaska, California – DFPI, California – DRE, Colorado, Delaware, Florida, Illinois, Indiana – DFI, Indiana – SOS, Iowa, Kansas, Louisiana, Maine, Michigan, Mississippi, Montana, Nebraska, Nevada, New Hampshire, North Dakota, Ohio, Oklahoma, Puerto Rico, South Dakota, Tennessee, Texas – OCCC, Texas – SML, Utah – DFI, Vermont, Virgin Islands, Virginia, Wisconsin, Wyoming.
NMLS Approved 2025 LATE CE 8-hour Continuing Education MLO Course
This is the course needed if you failed to renew your mortgage loan originator license by the end of 2025 for the following states: AL, AK, CA – DRE, CO, DE, IL, IN – DFI, IN – SOS, IA, KS, LA, ME, MI, MS, MT, NE, NV, NH, ND, OH, OK, PR, SD, TN, TX – OCCC, TX – SML, UT – DFI, VT, VI, VA, WI, WY.
This course must be completed by February 28th, 2026.
- 8-Hour Approved Course #18047
- Same Day NMLS Hours Reporting Included Free
- Online Self-Paced Course
- E-textbook Included
- Unlimited Phone & Email Support
- 2025 LATE CE Renewal
Florida Approved LATE CE 8-hour Continuing Education MLO Course
This is the course needed if you failed to renew your Florida mortgage loan originator license by the end of 2025
This course must be completed by February 28th, 2026.
- Florida 8-Hour Approved Course #18048
- Same Day NMLS Hours Reporting Included Free
- Online Self-Paced Course
- E-textbook Included
- Unlimited Phone & Email Support
- FL 2025 LATE CE Renewal
California DFPI Approved LATE CE 8-hour Continuing Education MLO Course
This is the course needed if you failed to renew your CA-Department of Financial Protection and Innovation (DFPI) mortgage loan originator license by the end of 2025
This course must be completed by February 28th, 2026.
- CA-DFPI 8-Hour Approved Course #18049
- Same Day NMLS Hours Reporting Included Free
- Online Self-Paced Course
- E-textbook Included
- Unlimited Phone & Email Support
- CA-DFPI 2025 LATE CE Renewal
What happens if I failed to meet the 2025 CE deadline?
You can complete late CE to reinstate your license between January 1st and February 28th. Failing to complete late CE by the end of February will result in a “Terminated-Expired” license status, which means you’ll need to reapply as a new applicant, including retaking both pre-licensing education and the licensing exam.
8-hour Late Continuing Education MLO Course Outline
This course meets the required 8 hours of NMLS approved continuing education needed to reinstate a Mortgage Loan Originator license if you missed the deadline. See our course outline below.
Rules of Conduct / Course Introduction
How to Navigate the Course
Module 1:
The Truth in Lending Act and Its Role in Mortgage Compliance (153 minutes)
Module 2:
Core Ethics and Consumer Protection in Mortgage Lending (103 minutes)
Module 3:
Understanding Nontraditional Mortgage Lending (108 minutes)
Module 4 ELECTIVE:
Navigating Construction and Specialized Mortgage Products (55 minutes)
Final Exam:
(20 minutes on average)
Graduate Feedback & Next Steps
24 Hour NMLS CE Hours Reporting Included Free
Once you have successfully completed our 8-hour SAFE MLO Online Course, our compliance staff will report your hours FREE to the NMLS on your behalf. We will report your hours to the NMLS within 24-hours. This will be recorded and visible in your personal NMLS account. You will also be sent a congratulatory email with your certificate.
NMLS Approved 2025 LATE CE 8-hour Continuing Education MLO Course
This is the course needed if you failed to renew your mortgage loan originator license by the end of 2025 for the following states: AL, AK, CA – DRE, CO, DE, IL, IN – DFI, IN – SOS, IA, KS, LA, ME, MI, MS, MT, NE, NV, NH, ND, OH, OK, PR, SD, TN, TX – OCCC, TX – SML, UT – DFI, VT, VI, VA, WI, WY.
This course must be completed by February 28th, 2026.
- 8-Hour Approved Course #18047
- Same Day NMLS Hours Reporting Included Free
- Online Self-Paced Course
- E-textbook Included
- Unlimited Phone & Email Support
- 2025 LATE CE Renewal
How to Renew you MLO License After your Hours are Reported to the NMLS
Once your continuing education hours are successfully reported to the NMLS, renewing your MLO license becomes a straightforward process through the NMLS system. Log into your NMLS account and navigate to the license renewal section, where you’ll find your completed CE requirements automatically reflected in your record. Once you are logged in, hit “COMPOSITE VIEW” in the upper right hand corner of your screen, then hit “VIEW INDIVIDUAL” (top of screen) Next hit educational record (left side of screen) and scroll to the bottom where you will see CE & PE Education listed.
This 11-page NMLS Handbook Downloadable PDF File will provide you with step by step instructions to Renew Your MLO License
Next, you’ll need to pay the required renewal fees, which vary by state, and update any personal or employment information that may have changed during the license period. Most states require renewal by December 31st, though deadlines can vary, so it’s essential to check your specific state requirements and complete the process before your license expires. The NMLS system will guide you through each step, and once approved, your renewed license status will be updated in the database, allowing you to continue originating mortgage loans without interruption.
Sample Screenshot from our 1-Hour Construction Loan Elective Module
Do you not have a MLO license yet and want to get one?
For all of the requirements to get your license, check our our Mortgage Loan Originator State Licensing Page. If you need help or more information contact our support staff for assistance.