NMLS Licensing for Mortgage Loan Originators by State

State regulatory bodies will process all state licensing for mortgage loan officers. The loan officer registration process however is located within one centralized system called the NMLS – Nationwide Mortgage Licensing System. The NMLS licensing requirements are managed within a federal registry to help streamline the MLO Licensing process, while also ensuring licensed MLO’s are aligned with State and Federal regulations. Our map below will help guide you to determine which NMLS pre-licensing courses are required in the states you wish to operate in as an MLO.

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Mortgage Loan Originator Requirements Vary Per State

In a nutshell, becoming an MLO in any state will require 20 hours of education plus the potential of state-specific education in some cases. You will need a back ground check, and a completed application within the NMLS to become a MLO.

National Licensing Requirements for Mortgage Loan Originators

Once you complete the National 20-hour MLO training course, you will already have the majority of educational hours under your belt for all 50 states. Many states require no additional training hours, while certain states will require a few hours of state specific mortgage laws courses which are also completed online. If you would like more details and guidance, call our support team at (888) 405-4453. We are here to help you get your MLO License for the state you need.

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